Property
Helping build long-term wealth through property.
Property investing is about more than tax. It’s about making informed decisions that
support your long-term goals. We’re here to help you build and protect your wealth with
clear advice and practical strategies.
WHO WE HELP
Property decisions are straightforward. Until they aren’t.
Whether you’re buying your first investment property, growing a portfolio, planning a development or reviewing your existing structures, we’ll help you make informed decisions every step of the way.
Property investing comes with its own tax rules, structures and opportunities. We take the time to understand what you’re trying to achieve, explain your options clearly and provide practical advice you can act on with confidence.
Our clients may have different investment goals, but they all want the same thing: to build and protect their wealth over the long term.
HOW WE SUPPORT YOU
How We Support Property Investors
01
Tax Returns & Financials
Yes, we do the compliance. But we don’t treat it like a conveyor belt.
When we prepare your tax return and financials, we’re reviewing what actually happened in your business — not just filling in forms. If something dosen’t look quite right, we’ll ask questions. If we see an opportunity, we’ll point it out. If your numbers are telling a story you haven’t noticed, we’ll explain what we’re seeing.
We like to sit down and walk you through the big picture — where you stand, what it means, and what to think about next. If you want the key insights explained clearly so you can get on with running your business — we’d love to work with you.
Buying Property
The biggest property decisions are usually made before you sign the contract.
The way you purchase a property can affect tax, asset protection and flexibility for years to come. We’ll help you understand ownership structures, stamp duty, land tax and the broader financial implications before you commit, so you can move forward with confidence.
Getting the structure right at the beginning is far easier than fixing it later.
02
Owning Investment Property
Owning an investment property is about more than claiming deductions.
We’ll help you understand the full picture, from depreciation and borrowing costs to repairs, improvements and ongoing tax planning. Our advice is designed to help you make the most of your investment while keeping your long-term goals in focus.
Good property advice looks beyond this year’s tax return.
03
Selling Property
Selling a property is about more than finding a buyer.
The decisions you make before the contract is signed can have a significant impact on the final tax outcome. We’ll help you understand capital gains tax, GST and the rules that apply before important decisions are locked in.
The best property decisions are made well before settlement.
04
Property Development & Subdivision
Development projects have their own set of tax rules.
Whether you’re undertaking your first subdivision or managing a larger development, we’ll help you understand GST, entity selection and the tax implications before the project begins.
Good planning before the project begins almost always leads to a better result.
05
Property & Self-Managed Super Funds
Buying property through an SMSF can be a powerful strategy when it’s done properly.
We’ll help you understand whether an SMSF is the right vehicle for your circumstances, explain borrowing rules and ownership requirements, and ensure the structure supports your long-term retirement goals.
The best SMSF property decisions happen long before a contract is signed.
How Should We Own the Property
Before you sign anything, talk to us.
We’ll help you think through the ownership structure, tax implications, land tax and stamp duty, taking into account the rules that apply in the state where you’re buying and how the purchase fits into your broader financial picture.
Sometimes it’s the wording of the trust deed—not the purchase itself—that creates unexpected stamp duty or land tax surcharges in some states. We’ll help identify those issues before they become expensive surprises.
How you own a property affects tax, asset protection, flexibility and what happens when you eventually sell or pass it on. Getting the setup right early is a lot cheaper than fixing it later. We’ve seen both.
Whether you’re buying your first property or reviewing an existing portfolio, we’ll help you make the decision with confidence.
Setup of Structures
We don’t just advise on structures—we set them up.
Discretionary trusts, unit trusts, bucket companies, companies and SMSFs—if a structure makes sense for your situation, we’ll establish it properly and make sure you understand how it works.
No jargon, no assuming you already know. Just a clear explanation of what’s been set up and why.
Sale of Property
Selling a property is more than finding a buyer.
The decisions you make before the contract is signed can have a significant impact on the final tax outcome.
For investment properties, we’ll help you understand the capital gains tax implications, including how your ownership history, periods of living in the property, the six-year absence rule and other concessions may affect the outcome.
Where a property is being developed, subdivided or sold as part of a business activity, the tax treatment can be very different. We’ll help you work through GST, the margin scheme and whether the proceeds are taxed as capital gains or ordinary business income.
By the time settlement rolls around, most of the important tax decisions have already been made.
Rental Property
A rental property tax return is about more than claiming deductions.
When we prepare your return, we’re looking at the full picture. Depreciation, quantity surveyor’s reports where appropriate, borrowing costs, repairs versus improvements, interest deductions and the many details that can affect your overall tax position.
Good property advice starts with understanding your circumstances. The right deductions and tax treatment flow from there.
Developments & Subdivisions
Property developments come with a completely different set of tax rules than long-term investments. Understanding those rules before you start can make a significant difference to the final outcome.
Whether you’re undertaking your first subdivision, building townhouses, developing commercial property or working on a larger project, we’ll help you understand the tax implications before important decisions are made.
We’ll guide you through GST, the margin scheme, income tax, entity selection and the many tax issues that arise throughout a development project. We’ll also review your feasibility calculations to make sure the GST and tax assumptions stack up, even if someone else has prepared the numbers.
We’ll often work alongside your solicitor, finance broker and other advisers to make sure everyone is working towards the same outcome.
Good planning before the project begins almost always leads to a better outcome at the end.
Property & Self-Managed Super Funds
Buying property through an SMSF can be an excellent strategy—but it’s also one of the areas where getting advice early matters most.
Whether you’re considering commercial property, residential property or business real property, we’ll help you understand the rules, the ownership structure and whether an SMSF is the right vehicle for your circumstances.
If borrowing is being considered, we’ll explain the additional requirements, the limitations and whether an LRBA is appropriate before you commit.
The best SMSF property decisions start long before a contract is signed.
Faq”s
The Questions We Hear Most
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The P&L says I made a profit — so where did the money go?
This is one of the most common questions we hear from business owners. And it’s a completely reasonable one. The answer usually involves timing, debt, drawings or capital — and it’s not always obvious without someone walking you through it.
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Why am I always struggling to pay the bills if business seems to be going well? -
Why do unexpected expenses keep blindsiding me? -
Why is my ATO bill getting bigger every year? -
What would it actually take to grow this properly?
Faq”s
The Questions We Hear Most
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Should I buy in my own name or set up a trust?
The honest answer: it depends. On your situation, your goals, your existing structure and what you plan to do with the property long-term. That’s exactly the conversation we have.
Other questions we regularly help answer:
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Is my current structure still the right one as my portfolio grows? -
What’s the best way to hold a development — trust, company, or something else? -
Can I use my SMSF to buy commercial property, including from my own business? -
Does the margin scheme apply to my development, and what does it actually mean? -
How do I minimise CGT when I eventually sell?
These aren’t silly questions. They’re the right questions — and they’re exactly what we’re here for.
The Questions We Hear Most
-
Should I buy in my own name or set up a trust?
The honest answer: it depends. On your situation, your goals, your existing structure and what you plan to do with the property long-term. That’s exactly the conversation we have.
Other questions we regularly help answer:
-
Is my current structure still the right one as my portfolio grows? -
What’s the best way to hold a development — trust, company, or something else? -
Can I use my SMSF to buy commercial property, including from my own business? -
Does the margin scheme apply to my development, and what does it actually mean? -
How do I minimise CGT when I eventually sell?
These aren’t silly questions. They’re the right questions — and they’re exactly what we’re here for.
Let’s talk about your next property decision
Whether you’re buying your first investment property, growing a portfolio, planning a development, or just want someone to review what you already have — we’d love to hear from you.