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Engaging contractors is a sham to avoid tax and other levies - Really? Sometimes this view is promoted by those in the HR industry who have a vested interest, sometimes by those with a political agenda, and sometimes by those infamous know-it-all BBQ advisers. The truth...

As far as misunderstood concepts go the Personal Services Income (PSI) rules are about as misunderstood as the Phantom from the opera. The first thing to understand about being a contractor is the 80/20 rule does not determine whether you can be a contractor or not...